Fire losses are typically the most devastating form of damage a property can face.
Fire losses are typically the most devastating form of damage a property can face, usually destroying part or all of the structure as well as all of the property inside. A fire loss will typically include damage relating to smoke, heat, soot, any damage relating to putting out the fire like water damage and the need to break down doors or walls, as well as any damage to your plumbing, electrical or other internal property systems. The scope of loss and damage can be very difficult to determine in these situations without the proper training and experience, which is one of the most important reasons to enlist a public adjuster for your smoke and fire damage claims.
Filing Your Smoke & Fire Damage Claim
Homeowners and property owners who are dealing with the sudden stresses and anxieties of a fire or smoke damage incident are oftentimes the ones who need a public adjuster most. Aside from the large amount of paperwork involved in these claims, the damage is often very difficult to properly assess. Property owners that have suffered a fire loss tend to want to clean everything after a fire. As your public adjuster, we have a trained eye and have to take our own photos strategically.
The insurance company must be allowed the opportunity to inspect the damage as well. It is best that we are present during that inspection as we will have to point certain things out to them that they will miss otherwise.
Submitting Your Fire Damage Claim
The first inspections are crucial to assure a proper settlement. Once the damage is cleaned up and not available to inspect, it is like it never existed. It is also important to make sure your claim is submitted correctly, you will also want to make sure that you are submitting a claim for the correct amount to avoid issues down the line. Your insurance company may present an offer they think is sufficient based on their own damage assessment. Our public adjusters work only for your interests to evaluate, document, and prove the full scope of loss and negotiate your claim for the maximum amount.