Mechanical breakdown insurance will typically cover machinery depending on the cause of the resulting damage.
Most consumers do not realize that they may have more than one option when it comes to buying coverage to protect against mechanical breakdown. Depending on the machinery in question, there may be advantages to purchasing a warranty through the dealer and/or buying mechanical breakdown insurance through an insurance company. Mechanical breakdown insurance will normally cover any major failures that occur to your machinery depending on the original cause of the loss and the chain of events that took place during the breakdown.
Making A Mechanical Breakdown Claim
So you’ve purchased mechanical breakdown insurance and now you need to make a claim. We realize how stressful these situations can be. However, before starting repairs or filing a claim, it’s crucial that you speak with a public adjuster to make your claims experience as beneficial as possible. Making any repairs prior to allowing the insurance carrier may jeopardize your claim. Once we’ve had a chance to perform an inspection and assess the issue, we can begin the process of filling your claim with the insurance company. It is also important to gather any and all records that you may have in regard to the machinery, it’s repair history, photo or video documentation or anything else that you may have to give better insight in to the machine’s health.
Understanding Mechanical Breakdown Policies
Typically we find that policyholders at times fail to understand and identify the true extent of their damage. Retrieving all documentation related to inspection records, maintenance history, and purchase orders for the equipment will be important to the claims process. Our adjusters have the expertise and industry experience that allows them to best determine the scope of damage as well as the repairs needed with clarity, ultimately ensuring you receive the best possible outcome in your claim.
If you are in need of a professional public adjuster to help you navigate your mechanical breakdown insurance claim, Safeguard Public Adjusters is here to help. Our team of experienced, professional public adjusters are standing by to help you get the most for your claim.